Category: Inventory

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Worried About a Housing Crash? The Numbers Tell a Calmer Story.

Written by Cedar Key Mortgage Syndicated User on August 26, 2026. Posted in Cedar Key Mortgage, For Buyers, For Sellers, Home Prices, Inventory, Mortgage Cedar Key, Mortgage Rates.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.So, it’s understandable if you’ve been putting off buying or selling a home until things settle down. But you may be waiting on something that’s already happened. While everything else has felt shaky, the housing market has become one of the steadiest things out there. Look at the data.Home Prices Have Leveled OutAfter years of fast increases, data from the National Association of Realtors (NAR) shows home...

Higher Rates Could Actually Help Housing Supply – Here’s How.

Written by Cedar Key Mortgage Syndicated User on August 26, 2026. Posted in Cedar Key Mortgage, For Buyers, For Sellers, Inventory, Mortgage Cedar Key.

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.But that may be about to change. Here’s why your pool of options may actually start ticking back up again.Growth Has Slowed, But It Hasn’t StoppedActive listings were up 2.1% year-over-year in July, according to Realtor.com. Back in January, inventory was up 10%. And in May of 2025, it was up 31.5%. So, growth has cooled off a lot over the last year.The past 3 months, though, have all seen inventory growth land in roughly...

The House That Started It All Could Kickstart What’s Next

Written by Cedar Key Mortgage Syndicated User on August 9, 2026. Posted in Cedar Key Mortgage, Equity, For Sellers, Inventory, Mortgage Cedar Key, Move-Up, Selling Tips.

Remember how exciting it was to buy your first place? It felt like crossing a long-awaited finish line. It gave you a place to build your life. Maybe it’s where you lived when you got married. Or where you welcomed a child or a pet into the family.But that was just the beginning.For most people, your first house was never meant to be your forever home. It’s a stepping stone for what comes next.And if your life looks different today than it did when you got the keys, you’re not stuck. Moving may be more realistic than you think.Starter Home Inventory Is Still Relatively LowIf you’ve...

More Homes, Better Prices: A Buyer’s Summer

Written by Cedar Key Mortgage Syndicated User on July 20, 2026. Posted in Buying Tips, Cedar Key Mortgage, First-Time Buyers, For Buyers, Home Prices, Inventory, Mortgage Cedar Key.

If you’ve thought about buying a home in the past few years, you may have run into two frustrations: asking prices that kept climbing and too few homes to choose from.In many places, both sticking points are letting up this summer, with lower asking prices and more homes for sale. Let’s look at the trends, and what they mean for your search.Sellers Are Pricing To Attract BuyersAccording to Realtor.com, the national median asking price was $430,000 in June, nearly $11,000 under what it was the year before (see graph below):That’s the eighth month in a row that the typical asking price has...

The 1 Factor That Explains Everything Happening with Home Prices Right Now

Written by Cedar Key Mortgage Syndicated User on July 20, 2026. Posted in Buying Tips, Cedar Key Mortgage, For Buyers, For Sellers, Home Prices, Inventory, Mortgage Cedar Key, Selling Tips.

You’ve probably heard that home prices are cooling off. And that’s true – nationally. But zoom in on individual markets across the country, and the picture looks completely different depending on where you are.Some areas are still seeing solid price growth. Others have gone flat. A few have actually dipped slightly negative. So, what’s causing all of that variation? It All Comes Down to InventoryHere’s the simple version:When there are more homes for sale, buyers have options.More options, means less competition.Less competition means sellers can’t push prices...

3 Things That Are Not Going To Happen in Today’s Housing Market

Written by Cedar Key Mortgage Syndicated User on April 23, 2026. Posted in Cedar Key Mortgage, For Buyers, Home Prices, Inventory, Mortgage Cedar Key, Mortgage Rates.

There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. And if you’re thinking about buying a home, that can make you feel a little less sure about your decision.A recent study by CNBC asked homebuyers what they’re most worried about, and three themes kept coming up again and again:Mortgage ratesThe number of homes for saleHome pricesBut a lot of what you may be hearing on those is based more on misconceptions. Not facts. So, let’s break it down and separate fact from fiction.Misconception #1: “I’ll Just Wait, Because Mortgage Rates Are Going To Fall...

More Options Are Popping Up This Spring

Written by Cedar Key Mortgage Syndicated User on April 22, 2026. Posted in Cedar Key Mortgage, For Buyers, Inventory, Mortgage Cedar Key.

Did you try to buy a home last year, but you ended up pressing pause?Maybe you couldn’t find a home that really fit your needs. Or maybe the ones you liked just weren’t affordable. According to a recent survey from NerdWallet, those were the top two reasons buyers gave up on their search in 2025.But this Spring, there’s one trend that could help fix both of those frustration points: more homes are hitting the market.The Number of Fresh Listings Is Almost 2x Higher Than a Few Months AgoData from Realtor.com shows there are nearly 2x as many new listings hitting the market today as...

The 10 Best Markets for First-Time Buyers This Spring

Written by Cedar Key Mortgage Syndicated User on April 20, 2026. Posted in Affordability, Cedar Key Mortgage, First-Time Buyers, Inventory, Mortgage Cedar Key.

For a while, buying your first home hasn’t just felt hard. It may have felt out of reach.Not because you weren’t ready.Not because you weren’t trying.But because every time you ran the numbers, they didn’t work.That’s why so many first-time buyers stepped back.But after years of sitting on the outside looking in, this Spring could give buyers like you an opening again – especially in some markets.Metros Where Buyers May Have an Easier Time Breaking into the Market Zillow just released a list of the top 50 metros for first-time buyers this Spring. And here’s a quick snapshot of the top 10...

Inventory Is Making a Comeback in 2026

Written by Cedar Key Mortgage Syndicated User on February 11, 2026. Posted in Cedar Key Mortgage, For Buyers, Forecasts, Inventory, Mortgage Cedar Key.

After a long stretch where buyers were competing for too few homes, inventory has made a comeback over the past year. And depending on where you live, that’s opening up your options in a meaningful way. According to Realtor.com, the number of homes available for sale in January was the highest it’s been since 2020. Here’s why that’s such a big deal. Getting back to pre-pandemic levels signals a slow and steady return to what’s typical:Now, it’s worth noting, nationally we’re not there yet – and having more inventory improving won’t suddenly “fix” the market. But the growth we’ve seen lately...

Expert Forecasts Point to Affordability Improving in 2026

Written by Cedar Key Mortgage Syndicated User on January 9, 2026. Posted in Cedar Key Mortgage, For Buyers, For Sellers, Forecasts, Home Prices, Inventory, Mortgage Cedar Key, Mortgage Rates.

Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier standing between most people and their next move. And a lot of buyers and sellers have been holding their breath waiting for things to get better. The good news? It’s finally happening.In 2025, affordability was the best it’s been in 3 years. And experts agree the momentum will keep going in 2026. And that’s based on their analysis of the key factors shaping the housing market in the year ahead: mortgage rates, inventory, and home prices.Lower...